Shopify Capital
Holiday funding— ready when you are
Thrive during the busiest time of the year with fast funding through Shopify Capital. Apply now before the rush starts.
The Black Friday Cyber Monday countdown is on
Stock up on favorites
Keep popular products in stock to draw in both new and returning buyers.
Keep money rolling in
Increase your cash flow to seize every last-minute sales opportunity.
Boost your marketing
Ramp up your marketing efforts to engage more holiday buyers.
Add seasonal staff
Hire extra help to boost customer service and handle increased traffic.
How about 135% more sales?
Merchants who accepted funding through Shopify Capital during the Black Friday Cyber Monday season saw a 135% increase in gross merchandise value (GMV) over the following six months compared to those who didn't.*
Get the cash you need to move faster
Minimal paperwork
Easy application with no credit checks and no personal guarantee.
Fast deposits
Receive your funds in as quick as two business days, if approved.
One platform
Simplify your peak season operations by managing funds in your store admin.
Customized offers
Take control of your growth with offers based on your business performance.
Your money, your call
Invest in inventory, marketing, payroll, or what your business needs most.
Equity-free funding
Access funding while maintaining full ownership of your business.
How it works
Apply today
Minimal paperwork, no credit checks
Spend with confidence
If approved, receive funds in as fast as 2 business days and spend them on your business as you see fit
Repay automatically
With a fixed percentage of your store’s daily sales
Join these businesses growing fast with Shopify Capital
Without Shopify Capital, we’d be two, three, or maybe four years behind where we are today.
I’d still be working 9-to-5 and struggling to reinvest in the business if it weren't for Shopify Capital.
Shopify Capital
Make it a record selling season
Resources
Ways to use funding
Take a look at how businesses use funding to set themselves up for holiday success.
Reach all your goals
Find out how you can boost holiday sales with funding through Shopify Capital.
Help Center
Dive into the specifics of Shopify Capital, from eligibility to repayment.
- Offers to apply do not guarantee funding. Shopify Capital loans are repaid based on a percentage of daily sales. The maximum repayment term is 18 months, and 2 minimum payments apply. The actual time period within which the loan is repaid may be less than 18 months.
- *The statistic is based on Shopify Capital eligible shops who received funding through Shopify Capital during the 2022 BFCM period (July 1, 2022 and Nov 30, 2022). The analysis provides the median cumulative GMV performance of these shops in the following 6 months of funding (Dec. 1, 2022 through June 1, 2023). Based on internal Shopify data. Results may vary for every merchant.