Shopify Capital
Fast, flexible
funding you
can bank on
Get the financing you need to scale every opportunity
this peak season.
You can book a call with our team after viewing your offer.
Capital designed for larger
businesses
Fast deposits
If approved, you’ll receive your funds in as little as two days.
Equity free
Get the cash you need without providing equity in your business.
Minimal paperwork
Skip the complexity of the funding process—with less paperwork, no personal credit checks, and no red tape.
Funding up to $5M
Keep growing with up to $5 million USD in offers tailored to your business.
Spend more without
dipping into profits
Marketing
Stay creative—and competitive—this selling season with more to invest in paid marketing and collabs with brand influencers.
Operations
Cover costs from payroll to warehousing to shipping, and keep your operations running smoothly at peak.
Retail
Expand your retail presence with new stores, enhance your existing space, or experiment with seasonal pop-ups.
Cash flow
Expand into new markets and product lines without touching your profit or operating expenses.
Renewing Capital
Continue scaling with around round
You could be eligible for an additional round of funding. Renew faster with lower repayment thresholds, down from 65% to 51%.1 And don't worry about being charged twice—payments won't start until the first round is paid off.
Last Black Friday Cyber Monday broke every record. Be ready for 2023.
$7.5B
Total sales across Shopify worldwide on BFCM2
$4.5B
Total funding powering hundreds of Shopify businesses2
+52M
Customers purchased from Shopify brands worldwide2
36%
Higher sales on average for brands with Shopify Capital funding versus their peers3
Shopify Capital is an excellent resource to increase working capital for businesses. In my experience, it has been a quick and easy resource to free up cash at competitive rates.
Resources to support
your goals
FAQs
Learn more about Shopify Capital, from eligibility to repayment.
Success stories
Discover how Shopify Capital increased sales by 36% for these brands.
24/7 support
Reach out to our support team for personalized assistance.
Shopify Capital
Unlock your offer today
After reviewing your offers, you can book a call with our sales team to start the application process. You could receive funding in just two days.
- All loans through Shopify Capital are issued by WebBank. [US only]
- Results may vary for every merchant. Offers to apply do not guarantee funding
- 1To be eligible for additional funding, you must have repaid 51% of your existing financing. Applications for funding must be approved by November 30, 2023.
- 2Shopify merchants Black Friday Cyber Monday 2022 results
- 3The statistic is based on the geometric average of merchants’ six months’ cumulative GMV after taking the first round of Shopify Capital. Propensity score matching was used for pairing of the groups. The study makes further assumptions including equality of access to external funding and similar market trends in the US and Canada.
- 4Offer is valid for one-time use only and expires September 30, 2023.